Credit Card Fraud Management
IAS supports the
built-in fraud protection services provided by the
processing network, including AVS (Address
Verification Service) and Card Verification Value.
In addition, IAS provides enhanced tools and
services to help you maximize revenue and profit
potential—actually helping you to convert more
orders to sales and reduce chargebacks.
These programs offered by the
card associations verify cardholder identity at the
time transaction is initiated (requests purchaser to
enter a password). Depending on the card brand,
fraud liability is shifted to the issuing bank for
transactions simply requesting authentication or
those that are authenticated. Available as a
stand-alone offering and supported by our Decision
Management solutions.
Payer Authentication
Our convenient, hassle-free
payer authentication service gives you the online
payment guarantees offered by Verified by Visa
and MasterCard SecureCode programs, plus
optional additional fraud screen protection, via one
easy connection. These card programs verify the
cardholder's identity directly with the card issuer
in real-time to increase payment security
(chargeback protection on qualifying transactions)
and reduce the risk of fraud.
Key Features
- Supports Verified by Visa and MasterCard
SecureCode services (3D Secure standard)
- Additional fraud screen available to control
risk on non-Visa or MasterCard transactions
- Works with any payment system
- Single connection provides access (also
available as a software component)
Key Benefits
- Minimize online credit card fraud and customer
disputes
- Receive chargeback protection on qualifying
transactions
- Implement easily via single Internet
connection or single software component
- Obtain relief from fraud liability (pending
compliance)
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